What is a freelancer?
A freelancer is an independent professional who sells services project-by-project to multiple clients — writers, designers, developers, consultants. They set their own rates, manage their own taxes and benefits, and live or die by their pipeline. The trade: freedom for the feast-or-famine cycle.
In practice
A freelance writer juggles four clients at $0.25/word. March brings $6,200; April brings $2,800 — so she keeps three months of expenses in reserve.
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Create an invoice — freeFrequently asked questions
How do freelancers handle taxes?
Quarterly estimated payments in the US, since no employer withholds. Set aside 25–30% of profit in a separate account as you earn it.
How many clients should a freelancer have?
Enough that losing one doesn't sink you — usually 3–6 active. One client at 80% of income is employment without the benefits.
When should a freelancer form an LLC?
When income is steady and liability or credibility matters — often around $30–50k/year. Below that, sole proprietorship plus good insurance usually suffices.