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What is a wire transfer?
A wire transfer moves money between banks quickly and irrevocably — same-day domestically, 1–2 days internationally. It's the choice for large or urgent payments, but fees run $15–$50 and wires can't be reversed, which is exactly why scammers love them. Verify details by phone before sending.
In practice
A buyer wires a $25,000 equipment deposit; it arrives the same afternoon. The $30 fee is trivial next to the deal size.
Big payments, clear invoices
Large invoices deserve professional documentation — wire details included.
Create an invoice — freeFrequently asked questions
Can a wire transfer be reversed?
Essentially no — that's the point and the danger. Double-check every digit, and confirm new wire instructions by phone (invoice fraud often starts with fake 'updated' details).
How much does a wire cost?
Domestic wires typically $15–$30 outgoing; international $35–$50+. Receiving is often free or a small fee.
When should a client wire instead of ACH?
Same-day urgency, very large amounts, or international payments where ACH doesn't reach. For routine invoices, ACH is cheaper.