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What is a ledger?

A ledger is the master record of all a business's financial transactions, organized by account — every invoice, payment, and expense in one chronological, categorized book. Modern accounting software is essentially a digital ledger with a search bar. If the tax authority ever asks, the ledger is the answer.

In practice

An auditor asks for proof of March revenue. The business exports its sales ledger: 47 invoices, $62,300, each tied to a numbered invoice.

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Frequently asked questions

Do I need accounting software or is a spreadsheet enough?

A spreadsheet works until roughly a few dozen transactions a month. Beyond that, software's automatic ledgers, reconciliation, and reports pay for themselves.

What's the general ledger vs. sub-ledgers?

The general ledger is the master summary; sub-ledgers (like AR and AP) hold the detail. They must agree — that's what reconciliation checks.

How long should I keep ledger records?

At least 7 years for tax purposes in the US. Digital backups in two places; paper fades and floods happen.